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Bajaj Fin. Services Personal Loan Details With Interest Rate

Kindly Check Complete Details For Bajaj Fin. Services Personal Loan.


Bajaj Fin. Services
Personal Loan
12.75% onwards
2.25% - 3%
upto 25Lac
24-60 mnths
Full Details for Bajaj Fin. Services Personal Loan
Personal Loan: Features and Benefits

A Personal Loan is a great tool in managing your finances and acts as an impetus in putting your plans into actions. Here are the unique benefits of Bajaj Finserv Personal Loan:

Instant online approval

Get 100% end-to-end online Personal Loan solutions, which include information and assistance for Personal Loan eligibility criteria and documents, application to approval and disbursal. By opting for a Personal Loan from Bajaj Finserv you can get instant approval in 5 minutes and disbursal in your bank within 72 hours, through our online facility. All you need to do is fill an online form and check your Personal Loan eligibility online. Once approved, a Bajaj Finserv representative will get in touch with you and collect the documents required for Personal Loan.

Get funds in 72 hours in bank

We ensure as a standard that funds are at your disposal within 72 hours of the Personal Loan approval. This is the fastest turnaround time by any NBFC in India.

Loans up to Rs.25 lakh

You can apply for a Personal Loan online from Bajaj Finserv up to Rs.25 lakh and repay it at your ease by opting for tenures ranging from 24 months to 60 months.

Personal Loan Eligibility & Documents

A Personal loan can come handy when you are going on a vacation, renovating your home or planning that dream wedding. You can easily get a personal loan if you qualify below personal loan eligibility criteria:

  • Age between 25 to 58 years of age
  • Salaried employee of either an MNC, public or private company
  • An Indian citizen residing in any of the 30 cities mentioned below
Cities Minimum net salary per month (Rs.)
Bangalore, Chennai, Coimbatore, Delhi,Faridabad, Ghaziabad, Gurugram,Hyderabad, Mumbai, Noida, Pune, Surat,Thane 40,000
Ahmedabad, Chandigarh, Cochin, Jaipur, Kolkata, Nagpur, 35,000
Aurangabad, Baroda, Bhopal, Bhubaneswar, Calicut, Goa, Indore, Jamnagar, Jodhpur, Kolhapur, Lucknow, Madurai, Mysore, Nasik,Raipur, Rajkot, Tiruchirappalli, Trivandrum, Vapi, Vijayawada, Vizag, 30,000
Personal Loan: Interest Rates and Charges

For instant loan approvals online of up to Rs.25 lakh

Applicable charges
Processing fees 2.25% - 3% of the loan amount
EMI bounce charges Rs 1,000 for every bounce
Penal interest 2.00% p.m
Interest rate 14% onwards
Secure fee only for online Rs. 2,499/-

Foreclosure Charges
Borrower Type: Interest Type Time Period (Months) Foreclosure charges
NA >1 4% plus applicable taxes on principal outstanding *

*Foreclosure: charges will be applicable on the current principal outstanding.
*Foreclosure charges for Flexi loans will be calculated on the current principal outstanding

Part prepayment charges
Borrower Type: Interest Type Time Period (Months) Part payment charges
NA >1 2% plus applicable taxes on part payment amount paid

*Part payment made should be more than 1 EMI
*Nil part payment charges for flexi

Annual Maintenance charges

Line of Credit Flexi Loan Personal Line
0.25% on sanctioned amount 0.25% on Flexi Dropline limit 0.25% on Flexi Dropline limit

*Chargers will be levied annually

Apply for a Personal Loan online

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